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Home inspections are not required for homeowners insurance.
In Florida, insurance companies have seen a lot of changes over the past year. Every day we get calls from home owners in distress who have received the “You are being dropped” message from their homeowners insurance. Or, their insurance company has left Florida. Your insurance company will ask you for a inspection, wind mitigation, or both, when you are looking for homeowners insurance. Every insurance company is different. Ask your insurance provider about what they need. If they say you only need a inspection, ask them whether wind mitigation would improve your rates.
These are only general details that help the insurance company determine the age of the systems as well as the materials used. This information is not meant to replace a thorough home inspection in Lakeland that is required when buying a house. The inspection takes approximately 45 minutes. This report is sent to the homeowner and to the insurance company.
An insurance company can perform a wind mitigation inspection to determine how strong your house is against strong winds from a storm or hurricane.
This is a common problem for homeowners who have recently had their roof replaced. This is not an alternative to a thorough home inspection when buying a house. The inspection takes between 30-45 minutes and lasts for about 30 to 45 minutes. This report is sent to the homeowner and the insurer.
When purchasing a property, a full inspection of the home is required.
This is a detailed inspection and can take up to 2 hours depending on the location being inspected. The home inspector is paid by the lender and the home buyer. A majority of home buyers will require both a home inspection as well as one or both the insurance inspections. Talk to your insurance provider about what they expect from you when buying a house.
All inspections are owned by the person who paid for them. They can be shared with anyone or any business they wish. Insurance inspections usually last between 2-5 years. These inspections can only be done by licensed home inspectors. Home Inspections is licensed and insured for all home inspections. Although you can search the internet for your inspector, make sure to verify their reputation and check their ratings by seeking out people with positive reviews. Ask your Realtor or Insurance agent if they know of any recommendations.
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