It really helps me to plot out goals at the beginning of each month, so I thought it might be useful to share here on the blog too. Sharing them here makes me a bit more accountable to my goals and hopefully I’ll get into the habit of sharing my monthly progress too.
Here are my home, personal and financial goals for the month :
1. Book driving test
I have been learning to drive for a year and the only thing stopping me passing my test is actually y’know booking my test. I’m terrified of failure and after a bad crash a few years back I can be a nervous driver, so I keep putting it off and spending more and more on lessons. In reality I need to book it, in order to have something to aim for.
2. Walk for an extra 30 mins per day
I am currently walking for around an hour per day with our eldest dog but I’d like to add in at least an extra 30 mins a day at a faster pace – or at least one which doesn’t revolve around sniffing every single lamp post.
3. Read 4 books in August
I’ve barely even read a book this year which is incredible to me as I used to be committed bookworm. So I’m challenging myself to read a book every single week this coming month.
4. Bake twice a week
I have some lovely baking equipment and great recipe books but since moving house and at first having an unusable kitchen and then living on a building site, I have totally got out of the baking habit. Previously I would bake the majority of our bread and sweet treats which I felt was far better for us than mass-produced shop stuff that we’re chucking down our throats at a rapid rate currently. I’m sure my sugar addiction has spiked to uncontrollable levels from getting out of the baking habit. Previously I would be happy with a scone and some jam every now and then but now I’m glazing over at 3pm unless I have a shop bought treat. This needs to end.
5. Decorate kitchen
The kitchen is one of the last rooms in our house which hasn’t had a lick of paint (and the paint is sitting in the cellar waiting) and it really needs it because I’m about to scream if I have to look at naked plaster for much longer. The kitchen also needs kick boards, a couple of doors too and I think I’ll be incredibly sad if we don’t at least make a start on it this month.
6. Make a bathroom blind
To have a shower one must become naked, to have a shower in the evening one must turn on the light. BOOM 3 streets can see our wet, naked bodies. Not good. Must make a blind. Must also learn how to make said blind.
7. Feed the freezer
I like to batch cook and “feed our freezer” but after a busy few months our supplies have dwindled. I need to set aside an entire day to cook up a storm and feed our freezer.
8. Organise utility area
We have a little area in our garage which has become a utility area and it is in need of becoming a tad more organised. It is really only an hour long job but I keep putting it off. I’m going to take the radio in there one day this month and just bloody well get on with it.
9. Speak to bank about over-paying mortgage
I’ve been reading up about over-paying mortgages and it’s something I think would work for us, even if just for a small period of time. Even just over paying by £50-£75 per month could reduce our mortgage period by years in a relatively short period. I need to ask about terms, max and min over payments and annual limits.
10. Get back to weekly budget meetings
Mr Thrifty and I used to be very good at having weekly budget meeting where we would set out our expected expenditures for the week but since the builders have left we have become very lax in this department and I have felt our bank accounts suffer as a result.
11. Start filing my receipts properly
Until our renovations started I was very good at keeping my receipts filed in a useful manner, currently they are stuffed in my bedside table which isn’t going to be helpful when it comes to tax return time.
So what do you say, would you like me to update you at the end of the month with regards how I got on with my goals?
P.S. If you fancy a freebie this weekend make sure you check out my regular freebies post over on the BT blog.
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